Thursday, 20 December 2018

Get 50 lakhs just deposited 250, what is the government's plan?

If you want to invest in your daughter for a Sukanya prosperity plan or if you have done it is good news for you. The government has raised interest rates to 8.5 percent under the scheme. The new rate has come into effect from 1 October. That means that you are getting more profit now. Recently, the government has made major changes in the Sudanese prosperity project. Now, to open an account in this scheme, you will have to deposit only 250 rupees. Which was earlier 1000 rupees. If you are also the daughter's father, then the central government's plan is to give you millions of rupees.

Prime Minister Narendra Modi on December 4, 2014, under the 'Beti Bachao-Beti Padhao', started the Sukanya prosperity scheme. This is a small savings plan. Beneficiaries can be availed by the girl's name, the Sukanya prosperity account. This scheme provides financial strength to the family from the birth of a girl to marriage. This scheme will help in promoting the birth of daughter in the birth rate, according to gender. This plan will help parents overcome the stresses of their daughter's education and marriage.

Where can you open the account?

Keeping in view the general public in favor of the government, the limit for keeping the minimum amount of annualized amount in the Sukanya prosperity scheme has been changed. Earlier, the minimum deposit of Rs 1000 was made compulsory but now it has been reduced to only Rs 250. New rules have come into effect from July 6, 2018. You can open the account of Sukanya Samrudhi Yojana in any post office or authorized branch of banks. Generally banks, which provide the facility to open PPF accounts, also open accounts for the Sukanya Settlement Scheme.

These documents will need to fall

The form of opening a sukanya affluent account. Child birth certificate, creditor's identity card, driving license, passport etc. Certificate of depositor's address such as passport, ration card, electricity bill, telephone bill etc. You can also use NetBanking to deposit money. The opening of the account at the opening of the account or the account that you have opened in the bank will give you a passbook.

Who can open an account?

You can open this account only when you are a girl's natural or legal guardian. You can open one such account at the name of a daughter. Yeah, you can open this account in the name of two daughters, but if the second daughter is born in the second delivery, you can also open a third account.

These benefits will be found

Since the government has announced the Sudanese prosperity scheme, it is getting more interest than the PF. Benefits of deduction under Section 80C of Income Tax Act on the amount deposited in it. Not only this, but the amount earned on maturity is also tax-free.

When can money be withdrawn?

You can not withdraw money before the age of 18 years of age. At 21 years of age the account becomes maturity. After completing 18 years, you get partial withdrawal facility. This means that you can withdraw 50% of the amount deposited in the account. Unfortunately if the child dies, that account will close immediately. In this case, the amount deposited in the account is given to the guardian.


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